Several years ago I was a co-teacher for one of Dave Ramsey’s Financial Peace University  classes.  I love Dave’s concepts for handling money, and his presentation style is funny, engaging, and informative.  One moment during the class on debt reduction really stood out for me.

Our group was having a discussion about the debt reduction principles Dave had just explained in the lesson.  One concept that is crucial for couples getting out of debt is that they communicate about their finances and work together.  Toward the end of this class I made a suggestion to the couples in class.  I suggested that as they were working on getting out of debt, they dream together about what life will be like when they are finally debt free.

The response to this comment was interesting.  Some of the people in class got it.  However, I specifically remember hearing a couple of defeated groans, as if they were saying, “You’ve got to be kidding me!  We’ll NEVER get out of debt!”  I was haunted by those groans.  It seemed that some of the couples were defeated before they even started.  Instead of being able to comprehend a new and better future, their vision was squarely locked on their present circumstance, keeping them from even believing that a debt free existence was possible.

It is easy to become frustrated or discouraged by current circumstances, especially when we don’t know how to change them or even believe that it’s possible to change them.  I know.  I’ve been there.

Whenever we find ourselves frustrated or discouraged, we have 2 choices:

1. Continue to push ahead to change our circumstance for the better
2. Give up

I don’t like the second option, because that equates to throwing in the towel and accepting as final the your current circumstance.  If you’re still reading this post, I doubt you like that option either.

So what can we do during those times of frustration and discouragement?  Here are some suggestions that might help:

• Envision where you want to be and what you want your life to look like in 1, 3, or 5 years. Press through the discouragement or disbelief and develop a detailed picture in your mind of what that life looks like.
• Keep that picture firmly in your mind and review it often. Especially when the frustration and discouragement are at their height.
• Take action every day, no matter how small, to move yourself closer to the vision you’ve created for yourself.

We will get discouraged and frustrated throughout life.  It’s guaranteed.  However, I think those feelings are caused by the gap between where we are and where we want to be.  If we’re pursuing worthy goals and seeking to grow and become better, those feelings can actually prompt us to continue (or begin) bridging that gap.

Just remember, it’s ok to be frustrated or discouraged in life, as long as we don’t park there permanently and squander our opportunities to take action, improve, and grow.  The choice is ours.  Let’s choose wisely.